Just before Christmas, we put in an offer on a new house -- well, new to us. We call it the IKEA house -- "some assembly required." It's a true fixer-upper, but we got it at a great price and it's only two blocks from Sam's school! Of course, everything couldn't go smoothly. Rick started shopping around for a loan even though we had been pre-approved by Chase. He thought by going to Wells Fargo we might get a better rate -- since we have been customers for more than 20 years, etc. etc. Long story short, when they ran our credit report, which apparently dropped our credit rating and they said so sorry, your rate just went up. Needless to say, Rick was irate (this all happened just before we went to Flag). When we got back Rick decided to check in with Chase just in case they could do something for us, lo and behold they came up with a great rate for us -- lower than Wells -- and lower points in the bargain. We gave Wells and their terrible attitude the heave-ho and gladly signed with Chase.
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